Loss Adjuster for Water Claims
Types of Water Losses We Handle
Water damage is classified as Category 3 when sewage is involved, when grey water, such as from a washing machine, has sat for several days without mitigation, or when any water loss goes unaddressed for three or more days. Category 3 water damage is the most serious classification, indicating contamination levels that make your home unsafe and significantly increase the complexity and cost of your claim.
Burst or leaking pipes
Appliance failures (washing machines, dishwashers, water heaters)
Roof leaks and rain intrusion
Sewage and drain backups
Flooding and rising water
AC condensation overflow
Mold resulting from water damage
Etc.
Important Steps to Take Immediately
Mitigate Immediately and Document Everything
You have a duty to act fast: photograph all damage, document the loss, and get a plumber and mitigation company on-site within the first 24 hours to begin water extraction and drying, as this window is critical to your settlement outcome.
Understand What Your Policy Covers
Insurance carriers will not cover long-term or gradual damage, so regularly inspect supply lines and Mana block systems for leaks or corrosion, and keep documented maintenance records to protect yourself if your claim is ever challenged.
Review Your Policy for Law and Ordinance Coverage
If your policy includes Law and Ordinance coverage, you may be entitled to code upgrade improvements when walls are already opened for repairs, making this an especially important coverage for owners of older homes to confirm with their agent.
Why Choose Lioness Claims?
Our team of public adjusters will work on your behalf and negotiate with your insurance company for maximum claim recovery. We enjoy helping people during a devastating time in their lives and strive to ease the process for them.
As your trusted advisors, we are fluent in insurance policy terms and conditions. Lioness Claims will evaluate and document your property’s water damage in full detail to make sure you receive the optimum payout.
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Contact us today to review your policy or if you have any questions regarding your coverage on your home insurance policy.
We are available 24/7 by phone at 702-369-1188 or 407-546-6377.